Let us say that you see the market in a good position and you decide to invest a little in your own business. First thing that comes to mind is to expand. For that you need a commercial loan. We give you a few questions you should think about.Begin by taking at the financial decisions you have taken in the past. Judge yourself from that information and decide what commercial loan fits your needs. For instance, think about the rates that you can realistically afford to pay without sacrificing money on other things. If the commercial lenders looked at your personal financial history what would they find? Would you be willing to share that information if required for your commercial loan?Next, you should also look at the terms of the loan. Is your business going through some bad times and it only requires financial assistance in the short term? Maybe you’ve made a lot of work and want to choose an intermediate term commercial loans. Is your business doing great? Will you need a commercial loan in the long term to maintain the smooth operation of your computer or to acquire other properties?Having considered all of that, how much money will you request? When you first started your business you had a business plan. Go back to that document and compare it with the way things have evolved since the beginning. Are your projections accurate or not? What is off then? Choose a bottom and a top for your commercial loan, an amount that you should not go under or above.Have you talked to more than a commercial lender for their financing needs? Have you thought about the rules and regulations of the mortgage lender? It is important that you look at your warranty. This must equal the minimum amount of the loan when you apply your commercial loan. Together with this, review your personal credit rating and your business before making applications to commercial lenders. They will no doubt consider this information crucial in order to give you a commercial loan.It may be an overwhelming amount of questions that we have suggested here. The truth is that you should consider all of this information before engaging into long or short term commercial loans. If you have not been the best financial manager of your own money, commercial lender may judge that in order to give you a loan. If you have then the news may be different for you.